Navigating Homeownership as a Single Parent After Divorce

As a Realtor® who went through a divorce, I understand firsthand the challenges of owning a home during and after such a life-changing event. When I divorced in 2011, it was just after the 2008 housing crash. Loans were hard to secure—especially for self-employed individuals, divorcing spouses, and single parents. Add to that the financial strain of legal fees and rent, and it can feel nearly impossible to get ahead.

During my own experience, I lived in a very tight rental market. Landlords either sold their properties or decided to occupy them themselves. This led to multiple moves—disruption of my routine, move-related expenses, instability for my children, and an emotional toll.

One thing I’ve noticed in my work as a Realtor® is that divorcing parents are often deeply invested in creating stability for their children. Some strategies I’ve seen include refinancing the home before divorce, one party buying out the other’s share of the property, or structuring child or family support in ways that make qualifying for a mortgage more feasible. Working with professionals who know and understand may make all the difference.

As a family law attorney I helped others through this difficult transistion. As a professional Realtor®, I can connect you with lenders who specialize in working with divorcing families. These experts, along with your attorney, can help structure your marriage settlement agreement in a way that increases your chances of qualifying for a mortgage. Involving these professionals early on can make a huge difference in achieving a positive outcome for all parties involved.

After my divorce, I had to move multiple times before I was finally able to purchase a home. The result? I missed out on significant increases in home values during those years. I also couldn’t provide the kind of stability I wanted for my boys. On top of that, I faced serious health challenges after renting a mold-infested home. I had to abandon most of my wardrobe and household items due to mold contamination. It was a painful, costly experience—but it doesn’t have to happen to you.

Let me connect you with trusted divorce experts—attorneys, financial advisors, and lenders—who can help guide you through this process. With the right support, you can make confident decisions that set you and your family up for success.

And remember, it’s not about getting even with your ex. If your former spouse is financially stable, it creates a healthier environment for everyone—especially your children. Good choices lead to healing, and healing leads to a brighter future for all.

We all want what’s best for our children. I am passionate about helping my clients secure the best possible outcome for their unique situations.

Put my experience and dedication to work for you. Reach out today to learn more about how I can help you navigate this challenging time and find the stability you deserve.

Tamara

Disclaimer: The content of this blog is provided for general informational purposes only and is not intended as legal or tax advice. Laws and regulations vary by jurisdiction. You should consult a licensed real estate attorney and a certified tax preparer regarding your specific situation.